Bridging loans from 0.45%/month · Whole of market access · Completions from 7 days
Commercial Finance Introducers
Whole of Market · 150+ Lenders
Fast bridging finance.
Competitive rates.
We introduce property investors, developers and homeowners to the UK’s most competitive bridging loan lenders. Get funded in as little as 7 days.
✓Rates from 0.45% per month
✓Approval in principle within 24 hours
✓Bad credit and complex cases considered
✓No upfront fees — ever
£2.4B+Loans facilitated
15,000+Clients served
7 daysFastest completion
1 · Your Loan
2 · Results
3 · Get Quotes
See your rates in seconds
No personal details needed yet.
Property Value
£500,000
Loan Required
£325,000
Loan Term
12 months
Free · Instant · No commitment
Your lender matches
Based on your figures, here are lenders likely to approve your application.
4 lenders match your criteria. Enter your details below and we’ll get you formal quotes from all of them within 2 hours.
Get your quotes
A specialist calls within 2 hours with real competitive rates.
✅
Quote Request Received!
A specialist will call you within 2 hours with your personalised rates.
£2.4B+Loans Facilitated
15,000+Clients Served
150+Lenders on Panel
7 daysFastest Completion
Live Rates
Today’s best bridging rates
Updated daily from our panel of 150+ lenders. All subject to individual circumstances.
LenderMonthly RateMax LTVSpeedAction
MT Finance Best RateFirst charge · Residential & commercial
0.45%/mo
75% LTV
⚡ 7 days
United Trust BankFirst & second charge · All property types
0.49%/mo
70% LTV
10 days
Precise MortgagesResidential · Auction specialists
0.52%/mo
75% LTV
⚡ 7 days
Roma FinanceDevelopment & refurbishment focus
0.55%/mo
80% LTV
14 days
Octane CapitalComplex cases · Adverse credit welcome
0.62%/mo
70% LTV
⚡ 7 days
Rates shown are indicative only. Underwriter Capital is a commercial finance introducer and is not authorised or regulated by the FCA. We introduce clients to regulated lenders and brokers who will provide formal advice. Your property may be repossessed if you do not keep up repayments.
Why Underwriter Capital
Every advantage in your corner
We work for you, not the lenders. Our job is to find you the best deal, fast.
⚡
Decisions in 24 Hours
Approval in principle the same day in many cases. For auction buyers and time-critical deals, speed is everything — and we deliver consistently.
🏦
150+ Lenders Compared
Our whole-of-market panel means we always find the best match for your situation — from high street lenders to specialist private banks.
£
Zero Upfront Fees
Our service is completely free to you. We are paid by lenders on completion, so you receive expert guidance with no cost and no obligation.
📉
Bad Credit Considered
CCJs, defaults, arrears — no problem. Our specialist lenders base decisions primarily on the property, not just your credit file.
🎯
Dedicated Case Manager
One point of contact from first call to completion. No call centres, no handoffs — just direct access to your specialist broker.
🔓
Complex Deals Welcome
Unmortgageable properties, mixed-use, offshore borrowers, short lease — we have specialist lenders for scenarios others turn away.
Simple Process
From enquiry to funded in 4 steps
Designed to be fast, transparent and stress-free.
1
Submit Your Enquiry
Use the calculator above to see your numbers, then submit your details in under 60 seconds.
2
Expert Consultation
A specialist calls within 2 hours. We discuss your requirements and identify the best lenders from our panel.
3
Receive Your Quotes
We present competitive, personalised offers — clear terms, rates and total costs explained in plain English.
4
Complete & Draw Down
We manage the process through to completion. Funds typically released within 7–14 days.
”
We needed to move quickly on a mixed-use commercial site in East London. Three lenders had already passed. Underwriter Capital came back within four hours with two viable options — we went with 65% LTV at 0.52% per month. The deal completed in 14 days. Without them we would have lost a £1.2 million profit margin on the project.
RB
Richard B.
Commercial Property Developer · London
Deal Breakdown
Loan Amount£3,200,000
Property Value£4,900,000
LTV65%
Monthly Rate0.52%
Completion14 days
Client Stories
Real deals. Real results.
What property professionals say about working with Underwriter Capital.
⚡ Auction Finance★★★★★
“I had 28 days to complete on an auction purchase and my mortgage broker couldn’t move fast enough. Underwriter Capital had me an approval in principle the same day. Funds were in my account 9 days later.”
JHJames H.Property Investor · Manchester · £185,000
🏠 Chain Break★★★★★
“Our buyers pulled out two weeks before completion and we thought we’d lost our dream home. Craig sorted a bridging loan within 72 hours so we could proceed. We’re now moved in and couldn’t be happier.”
SRSarah & Rob T.Homeowners · Surrey · £340,000
🔨 Development★★★★★
“I’ve used Underwriter Capital on three projects now. They always find rates my bank can’t match. On my last refurb they secured 78% LTV which freed up capital for my next acquisition.”
DKDavid K.Property Developer · London · £620,000
🏚️ Portfolio Refinance★★★★★
“Despite my complex portfolio structure, Underwriter Capital matched me with a lender who understood property investors. I needed to move fast and they delivered — completed in 11 days.”
MPMichael P.Landlord · Birmingham · £890,000
⚡ Auction Finance★★★★★
“Picked up a below-market flat at auction. The team were on the phone within an hour of submitting the form and talked me through every step. Brilliant from start to finish.”
ALAnna L.First-time Investor · Leeds · £127,000
🔧 Heavy Refurb★★★★★
“The property was unmortgageable — no kitchen, bathroom, structural issues. Every lender turned me down. Underwriter Capital found a specialist who looked at end value. Game changer.”
TCTom C.Renovator · Bristol · £245,000
Who We Help
Built for every bridging scenario
Whether you’re a seasoned investor or a first-time buyer in a chain, we have a solution.
🏚️
Property Investors
Secure properties quickly before permanent finance is arranged. Perfect for buy-to-let acquisitions, portfolio refinancing, or unlocking equity for your next deal.
🔨
Developers & Renovators
Fund light or heavy refurbishments on unmortgageable properties. Access up to 80% LTV with development finance specialists who understand your business.
🏠
Homeowners — Chain Break
Found your dream home but your sale hasn’t completed? A bridging loan lets you move without waiting, then repay when you complete your sale.
🔨
Auction Buyers
Auction completions require funds within 28 days. We specialise in fast auction finance and can often deliver approval in principle before you even bid.
Get Started
Ready to get your quote?
Join 15,000+ property professionals who’ve used Underwriter Capital to fund their next deal.
Bridging loans from 0.45%/month · Whole of market access · Completions from 7 days
Commercial Finance Introducers
Whole of Market · 150+ Lenders
Fast bridging finance.
Competitive rates.
We introduce property investors, developers and homeowners to the UK’s most competitive bridging loan lenders. Get funded in as little as 7 days.
✓Rates from 0.45% per month
✓Approval in principle within 24 hours
✓Bad credit and complex cases considered
✓No upfront fees — ever
£2.4B+Loans facilitated
15,000+Clients served
7 daysFastest completion
1 · Your Loan
2 · Results
3 · Get Quotes
See your rates in seconds
No personal details needed yet.
Property Value
£500,000
Loan Required
£325,000
Loan Term
12 months
Free · Instant · No commitment
Your lender matches
Based on your figures, here are lenders likely to approve your application.
4 lenders match your criteria. Enter your details and we’ll get you formal quotes within 2 hours.
Get your quotes
A specialist calls within 2 hours with real competitive rates.
✅
Quote Request Received!
A specialist will call you within 2 hours with your personalised rates.
£2.4B+Loans Facilitated
15,000+Clients Served
150+Lenders on Panel
7 daysFastest Completion
Live Rates
Today’s best bridging rates
Updated daily from our panel of 150+ lenders. All subject to individual circumstances.
LenderMonthly RateMax LTVSpeedAction
MT Finance Best RateFirst charge · Residential & commercial
0.45%/mo
75% LTV
⚡ 7 days
United Trust BankFirst & second charge · All property types
0.49%/mo
70% LTV
10 days
Precise MortgagesResidential · Auction specialists
0.52%/mo
75% LTV
⚡ 7 days
Roma FinanceDevelopment & refurbishment focus
0.55%/mo
80% LTV
14 days
Octane CapitalComplex cases · Adverse credit welcome
0.62%/mo
70% LTV
⚡ 7 days
Rates shown are indicative only. Underwriter Capital is a commercial finance introducer and is not authorised or regulated by the FCA. We introduce clients to regulated lenders and brokers who will provide formal advice. Your property may be repossessed if you do not keep up repayments.
Why Underwriter Capital
Every advantage in your corner
We work for you, not the lenders. Our job is to find you the best deal, fast.
⚡
Decisions in 24 Hours
Approval in principle the same day in many cases. For auction buyers and time-critical deals, speed is everything — and we deliver consistently.
🏦
150+ Lenders Compared
Our whole-of-market panel means we always find the best match for your situation — from high street lenders to specialist private banks.
£
Zero Upfront Fees
Our service is completely free to you. We are paid by lenders on completion, so you receive expert guidance with no cost and no obligation.
📉
Bad Credit Considered
CCJs, defaults, arrears — no problem. Our specialist lenders base decisions primarily on the property, not just your credit file.
🎯
Dedicated Case Manager
One point of contact from first call to completion. No call centres, no handoffs — just direct access to your specialist broker.
🔓
Complex Deals Welcome
Unmortgageable properties, mixed-use, offshore borrowers, short lease — we have specialist lenders for scenarios others turn away.
Simple Process
From enquiry to funded in 4 steps
Designed to be fast, transparent and stress-free.
1
Submit Your Enquiry
Use the calculator above to see your numbers, then submit your details in under 60 seconds.
2
Expert Consultation
A specialist calls within 2 hours. We discuss your requirements and identify the best lenders from our panel.
3
Receive Your Quotes
We present competitive, personalised offers — clear terms, rates and total costs explained in plain English.
4
Complete & Draw Down
We manage the process through to completion. Funds typically released within 7–14 days.
”
We needed to move quickly on a mixed-use commercial site in East London. Three lenders had already passed. Underwriter Capital came back within four hours with two viable options — we went with 65% LTV at 0.52% per month. The deal completed in 14 days. Without them we would have lost a £1.2 million profit margin on the project.
RB
Richard B.
Commercial Property Developer · London
Deal Breakdown
Loan Amount£3,200,000
Property Value£4,900,000
LTV65%
Monthly Rate0.52%
Completion14 days
Client Stories
Real deals. Real results.
What property professionals say about working with Underwriter Capital.
⚡ Auction Finance★★★★★
“I had 28 days to complete on an auction purchase and my mortgage broker couldn’t move fast enough. Underwriter Capital had me an approval in principle the same day. Funds were in my account 9 days later.”
JHJames H.Property Investor · Manchester · £185,000
🏠 Chain Break★★★★★
“Our buyers pulled out two weeks before completion and we thought we’d lost our dream home. Craig sorted a bridging loan within 72 hours so we could proceed. We’re now moved in and couldn’t be happier.”
SRSarah & Rob T.Homeowners · Surrey · £340,000
🔨 Development★★★★★
“I’ve used Underwriter Capital on three projects now. They always find rates my bank can’t match. On my last refurb they secured 78% LTV which freed up capital for my next acquisition.”
DKDavid K.Property Developer · London · £620,000
🏚️ Portfolio Refinance★★★★★
“Despite my complex portfolio structure, Underwriter Capital matched me with a lender who understood property investors. I needed to move fast and they delivered — completed in 11 days.”
MPMichael P.Landlord · Birmingham · £890,000
⚡ Auction Finance★★★★★
“Picked up a below-market flat at auction. The team were on the phone within an hour of submitting the form and talked me through every step. Brilliant from start to finish.”
ALAnna L.First-time Investor · Leeds · £127,000
🔧 Heavy Refurb★★★★★
“The property was unmortgageable — no kitchen, bathroom, structural issues. Every lender turned me down. Underwriter Capital found a specialist who looked at end value. Game changer.”
TCTom C.Renovator · Bristol · £245,000
Who We Help
Built for every bridging scenario
Whether you’re a seasoned investor or a first-time buyer in a chain, we have a solution.
🏚️
Property Investors
Secure properties quickly before permanent finance is arranged. Perfect for buy-to-let acquisitions, portfolio refinancing, or unlocking equity for your next deal.
🔨
Developers & Renovators
Fund light or heavy refurbishments on unmortgageable properties. Access up to 80% LTV with development finance specialists who understand your business.
🏠
Homeowners — Chain Break
Found your dream home but your sale hasn’t completed? A bridging loan lets you move without waiting, then repay when you complete your sale.
🔨
Auction Buyers
Auction completions require funds within 28 days. We specialise in fast auction finance and can often deliver approval in principle before you even bid.
Get Started
Ready to get your quote?
Join 15,000+ property professionals who’ve used Underwriter Capital to fund their next deal.
Bridging loans from 0.45%/month · Whole of market access · Completions from 7 days
Commercial Finance Introducers
Whole of Market · 150+ Lenders
Fast bridging finance.
Competitive rates.
We introduce property investors, developers and homeowners to the UK’s most competitive bridging loan lenders. Get funded in as little as 7 days.
✓Rates from 0.45% per month
✓Approval in principle within 24 hours
✓Bad credit and complex cases considered
✓No upfront fees — ever
£2.4B+Loans facilitated
15,000+Clients served
7 daysFastest completion
1 · Your Loan
2 · Results
3 · Get Quotes
See your rates in seconds
No personal details needed yet.
Property Value
£500,000
Loan Required
£325,000
Loan Term
12 months
Free · Instant · No commitment
Your lender matches
Based on your figures, here are lenders likely to approve your application.
4 lenders match your criteria. Enter your details and we’ll get you formal quotes within 2 hours.
Get your quotes
A specialist calls within 2 hours with real competitive rates.
✅
Quote Request Received!
A specialist will call you within 2 hours with your personalised rates.
£2.4B+Loans Facilitated
15,000+Clients Served
150+Lenders on Panel
7 daysFastest Completion
Live Rates
Today’s best bridging rates
Updated daily from our panel of 150+ lenders. All subject to individual circumstances.
LenderMonthly RateMax LTVSpeedAction
MT Finance Best RateFirst charge · Residential & commercial
0.45%/mo
75% LTV
⚡ 7 days
United Trust BankFirst & second charge · All property types
0.49%/mo
70% LTV
10 days
Precise MortgagesResidential · Auction specialists
0.52%/mo
75% LTV
⚡ 7 days
Roma FinanceDevelopment & refurbishment focus
0.55%/mo
80% LTV
14 days
Octane CapitalComplex cases · Adverse credit welcome
0.62%/mo
70% LTV
⚡ 7 days
Rates shown are indicative only. Underwriter Capital is a commercial finance introducer and is not authorised or regulated by the FCA. We introduce clients to regulated lenders and brokers who will provide formal advice. Your property may be repossessed if you do not keep up repayments.
Why Underwriter Capital
Every advantage in your corner
We work for you, not the lenders. Our job is to find you the best deal, fast.
⚡
Decisions in 24 Hours
Approval in principle the same day in many cases. For auction buyers and time-critical deals, speed is everything — and we deliver consistently.
🏦
150+ Lenders Compared
Our whole-of-market panel means we always find the best match for your situation — from high street lenders to specialist private banks.
£
Zero Upfront Fees
Our service is completely free to you. We are paid by lenders on completion, so you receive expert guidance with no cost and no obligation.
📉
Bad Credit Considered
CCJs, defaults, arrears — no problem. Our specialist lenders base decisions primarily on the property, not just your credit file.
🎯
Dedicated Case Manager
One point of contact from first call to completion. No call centres, no handoffs — just direct access to your specialist broker.
🔓
Complex Deals Welcome
Unmortgageable properties, mixed-use, offshore borrowers, short lease — we have specialist lenders for scenarios others turn away.
Simple Process
From enquiry to funded in 4 steps
Designed to be fast, transparent and stress-free.
1
Submit Your Enquiry
Use the calculator above to see your numbers, then submit your details in under 60 seconds.
2
Expert Consultation
A specialist calls within 2 hours. We discuss your requirements and identify the best lenders from our panel.
3
Receive Your Quotes
We present competitive, personalised offers — clear terms, rates and total costs explained in plain English.
4
Complete & Draw Down
We manage the process through to completion. Funds typically released within 7–14 days.
”
We needed to move quickly on a mixed-use commercial site in East London. Three lenders had already passed. Underwriter Capital came back within four hours with two viable options — we went with 65% LTV at 0.52% per month. The deal completed in 14 days. Without them we would have lost a £1.2 million profit margin on the project.
RB
Richard B.
Commercial Property Developer · London
Deal Breakdown
Loan Amount£3,200,000
Property Value£4,900,000
LTV65%
Monthly Rate0.52%
Completion14 days
Client Stories
Real deals. Real results.
What property professionals say about working with Underwriter Capital.
⚡ Auction Finance★★★★★
“I had 28 days to complete on an auction purchase and my mortgage broker couldn’t move fast enough. Underwriter Capital had me an approval in principle the same day. Funds were in my account 9 days later.”
JHJames H.Property Investor · Manchester · £185,000
🏠 Chain Break★★★★★
“Our buyers pulled out two weeks before completion and we thought we’d lost our dream home. Craig sorted a bridging loan within 72 hours so we could proceed. We’re now moved in and couldn’t be happier.”
SRSarah & Rob T.Homeowners · Surrey · £340,000
🔨 Development★★★★★
“I’ve used Underwriter Capital on three projects now. They always find rates my bank can’t match. On my last refurb they secured 78% LTV which freed up capital for my next acquisition.”
DKDavid K.Property Developer · London · £620,000
🏚️ Portfolio Refinance★★★★★
“Despite my complex portfolio structure, Underwriter Capital matched me with a lender who understood property investors. I needed to move fast and they delivered — completed in 11 days.”
MPMichael P.Landlord · Birmingham · £890,000
⚡ Auction Finance★★★★★
“Picked up a below-market flat at auction. The team were on the phone within an hour of submitting the form and talked me through every step. Brilliant from start to finish.”
ALAnna L.First-time Investor · Leeds · £127,000
🔧 Heavy Refurb★★★★★
“The property was unmortgageable — no kitchen, bathroom, structural issues. Every lender turned me down. Underwriter Capital found a specialist who looked at end value. Game changer.”
TCTom C.Renovator · Bristol · £245,000
Who We Help
Built for every bridging scenario
Whether you’re a seasoned investor or a first-time buyer in a chain, we have a solution.
🏚️
Property Investors
Secure properties quickly before permanent finance is arranged. Perfect for buy-to-let acquisitions, portfolio refinancing, or unlocking equity for your next deal.
🔨
Developers & Renovators
Fund light or heavy refurbishments on unmortgageable properties. Access up to 80% LTV with development finance specialists who understand your business.
🏠
Homeowners — Chain Break
Found your dream home but your sale hasn’t completed? A bridging loan lets you move without waiting, then repay when you complete your sale.
🔨
Auction Buyers
Auction completions require funds within 28 days. We specialise in fast auction finance and can often deliver approval in principle before you even bid.
Get Started
Ready to get your quote?
Join 15,000+ property professionals who’ve used Underwriter Capital to fund their next deal.
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